Closing Date 2022/08/04
Reference Number DBS220705-1
Job Title Senior Credit Systems Developer [Midrand]
Job Grade 16
Job Type Classification Permanent
Location - Town / City Midrand
Location - Province Gauteng
Location - Country South Africa
JOB DESCRIPTION
1. To develop and maintain Credit risk Systems and solutions which enable the provision of Credit Lab functions and deliverables in support of business and operational divisions.
2. Contributing to high-level enterprise software design by adhering to development/design principles and quality standards.
KEY RESPONSIBILITIES
Credit Model Development
1. Provide support to Credit Model Technicians in the development of credit risk models.
2. Assist in the development of calculation in credit models.
3. Advise on model development taking system design into consideration.
4. Develop credit models and tools from simple formats (eg. Excel) to more robust and appropriate formats for multiple users in various divisions.
Credit Lab Data warehouse
1. Integrate data sources with credit risk systems and the operating system of the bank (SAP, Cloud solutions).
2. Aggregate and organise data from sources into usable formats for storage and usage in the development of credit risk models.
3. Ensure accurate communication of data between credit systems, the operating system and data warehouse.
Credit System Platform
1. Design, construct and maintain an appropriate, efficient and cost-effective platform for the housing of credit risk models and tools. Designs and develops application solutions without supervision.
2. Recommends system solutions by comparing advantages and disadvantages of custom development and purchase alternatives
3. Confirms system/applications requirements by reviewing program objective.
4. Interprets specifications, technical designs, business process flow charts in order to build fault-free system.
5. Integrates applications by designing database architecture and server scripting, studying and establishing connectivity with network systems, search engines, and information servers. Integrates the application with other corporate data sources, applications, and knowledge management systems
6. Ensure the consistent provision of platform service in support of credit models and tools usage in the business and operational divisions.
7. Designs and develops user interfaces to applications (including Internet/intranet) by setting expectations and features priorities throughout the development life cycle.
8. Determines design methodologies and tool sets; completing programming using languages and software products.
9. Ensure reliability of the platform.
10. Document system specifications and maintain continuity of credit systems.
11. Ensures alignment with IT practices regarding disaster recovery. Ensures that application solutions are developed according to internal standards, external accrediting agency standards, and legal requirements.
12. Adheres strictly to the approved system development lifecycle.
13. Liaises with IT infrastructure services, in support of applications maintenance and development activities.
14. Compiles test plans and test cases/scenarios
15. Compiles and approves technical specifications
16. Compiles reports on test results and fault diagnosis of new applications/ systems
17. Provide user support for all tools on the credit systems.
18. Develop user manuals for credit risk systems implemented. Supports users by compiling user guides/manuals per new/updated release
Ad-Hoc Reporting
1. Source, aggregate and analyze data for ad-hoc reporting requests.
2. Ensure accuracy of ad-hoc reporting analysis and findings.
Key Measures
1. Performance against agreed targets.
2. Quality and accuracy data.
3. Timely completion and implementation of credit systems.
4. Management of Relationships with key Stakeholders.
5. System effectiveness and efficiency measures
6. Ability to analyse system/applications requirements by reviewing program objective, input data, and output requirements with analyst and client
7. Ability to Design and develop application solutions without supervision
8. Ability to Design and develop user interfaces to applications (including Internet/intranet) by setting expectations and features priorities throughout the development life cycle
9. Ability to provide support maintenance
Key Internal Liaison Relationships
1. Head: Credit Lab
2. Head: ICT Solutions &STO
3. Credit Model Technicians
4. ICT
5. Transacting Division
6. Portfolio Management Officers
7. DBSA Stakeholders
8. Credit Risk Committees
Key External Liaison Relationships
1. Service Providers
|
EXPERTISE & TECHNICAL COMPETENCIES
Minimum Requirements
1. Qualifications or demonstrated ability to programme data solutions in SQL and Python.
2. A minimum of 5 years demonstrated experience in programming and systems design. An advanced level of experience with technical architecture analysis. Ability to manage large scale deployments of systems/applications and integration of various technologies within these systems
3. Minimum of 5 years senior experience in Applications Management in financial services.
4. Minimum 5 years’ experience in Financial Systems Development and management in financial services.
5. Minimum 5 years’ experience in data/IT related project management.
6. Minimum 10 years’ experience with data quality and integrity.
7. Minimum 10 years’ experience with Financial Reporting.
8. Minimum 10 years’ experience in the development of Data warehouses and Data Lakes.
9. Minimum 10 years’ advance experience in SQL, .NET (C#).
10. Programming ability in C#, .NET, HTML, XML, Python, SQL, WSDL, R.
11. Experience within a data analyst team preferably in the financial sector or Development Finance Institution.
12. Be a specialist within the Microsoft environment.
Desirable Requirements
1. Experience in a Development Finance Institution will be a distinct advantage.
2. Experience as the team lead for the provision of financial data systems.
TECHNICAL
Data Collection and Analysis
1. Skilled in the use of advanced/complex analytical techniques.
2. Ability to use judgement to decide upon the most appropriate analytical techniques according to the situation.
3. Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary.
4. In-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances.
5. Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
Problem Solving
1. Identifies broad, highly complex problems based on a multitude of factors, many of which are difficult to define, and complex, sweeping and/or contradictory in nature.
2. Ability to create procedures to articulate the nature of problems and to identify and weigh alternate solutions.
3. Ability to implement solutions to broad, highly complex problems, the evaluates the effectiveness of solutions using approaches tailored to the situation.
Planning & Organizing
1. Is relied on to helps others plan and organise their workload.
2. Uses effective advance time management processes to deal with high workload and tight deadlines.
3. Ability to organise, prioritise and schedule tasks so they can be performed within budget and with the efficient use of time and resources.
4. Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and replanning
Solution Focus
1. Ability to identify complex problems based on a broad range of factors, many of which are ambiguous or difficult to define.
2. While remaining guided by organisational values, identifies optimal solutions, thinking first in terms of possible approaches and flexibilities in the system vs. blind adherence to rules or procedures.
3. Evaluates the effectiveness and efficiency of solutions after they have been implemented and identifies needed changes.
Stakeholder Management
1. Actively engages partners and encourages others to build relationships that support DBSA objectives.
2. Understands and recognises the contributions that staff at all levels make to delivering priorities.
3. Proactively manages partner relationships, preventing or resolving any conflict.
4. Adapts style to work effectively with partners, building consensus, trust and respect.
5. Delivers objectives by bringing together diverse stakeholders to work effectively in partnership.
Detail Orientation
1. Quickly identifies relevant and irrelevant information to support accurate decision making.
2. Maps out all the logistics and details of a situation to ensure smooth and flawless implementation.
3. Consistently identifies all relevant details that are not obvious in complex situations.
4. Requires the highest standards for accuracy and quality for their work.
5. Establishes processes to ensure accuracy and quality of services delivered by the team.
Financial Analysis
1. Interprets, analyzes and/or evaluates compliance with applicable legislation, sound regulatory practices and procedures, generally accepted accounting principles, and other such rules and regulations.
2. Ability to analyse or interpret financial records and develops program procedures, financial models and databases.
3. Demonstrates a thorough knowledge and understanding of applicable regulations, rules, entity/company practices, concepts, and industry issues.
4. Demonstrates a thorough knowledge or experience working with legal and regulatory issues in their subject area.
5. Develops and maintains effective working relationships with regulated industries, government officials, administrators, and civic leaders.
Curtis van
REQUIRED PERSONAL ATTRIBUTES
BEHAVIOURAL
Achievement Orientation
1. Undertakes challenging assignments and strives to complete them.
2. Sets priorities and chooses goals on the basis of calculated costs, anticipated benefits and improvement of performance.
3. Aims at exceptional performance; setting out to achieve a unique standard.
4. Constantly analyses outcomes to ensure the achievement of business goals.
5. Identifies short-term opportunities or potential problems aiming to achieve better outcomes.
Customer Service Orientation
1. Tries to understand the underlying needs of customers and matches these needs to available or customized products and services.
2. Adapts processes and procedures to meet on-going customer needs.
3. Utilises the feedback received by customers, in order to develop new and/or improve existing services/ products that relate to their on-going needs.
4. Thinks of new ways to align DBSA’s offerings with future customer needs.
Integrity
1. Is willing to end a business relationship because it was associated with unethical business practice.
2. Is capable of challenging senior management (in an appropriate and respectable manner) in order to act on espoused values.
Leading and Empowering Others
1. Creates the conditions that enable the team to perform at its best (e.g., setting clear direction, providing appropriate structure, getting the right people, obtain needed resources).
2. Monitors performance against clear standards, and addresses performance issues promptly and takes action to get performance back to desired levels.
3. Proactively asks for feedback on own performance from team members, aiming to become more effective.
Self-awareness and Self Control
1. Withholds effects of strong emotions in difficult situations.
2. Keeps functioning or responds constructively despite stress.
3. May apply special techniques or plan ahead of time to manage emotions or stress.
Strategic and Innovative Thinking
1. Recognises opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA.
2. Restates complex knowledge in a way that makes it easier for others to understand.
3. Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking.
4. Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Teamwork & Cooperation
1. Acts to promote a friendly climate and good morale, and resolves conflicts.
2. Creates opportunities for cross-functional working.
3. Encourages others to network outside of their own team/department and learn from their experience.
|
English 
FRENCH
