EXPERTISE & TECHNICAL COMPETENCIES Minimum Requirements 1. A minimum of a Bachelor’s Degree in Finance or equivalent is required. 2. A minimum of between 5-10 years’ experience in commercial/corporate business rescue, rehabilitation and turnarounds in a commercial banking and/or financial institutional environment. 3. A well-developed knowledge of business, management and finance philosophies, practices, etc. 4. Solid understanding of the relevant business legislative and policy framework; i.e. Basel II, GAAP, IFRS9, Companies Act etc. 5. Business Rescue/turnaround management experience and/or qualification. 6. Expert knowledge of credit risk and financial management principals and methodologies to lead private sector business rescue assignments in the DBSA. 7. Able to use technical and business understanding to assist with the rehabilitation of non-performing loans. 8. Able to apply a wide range of financial and risk assessment and mitigation techniques to the client’s business operations. 9. Able to develop innovative solutions, identify new areas of opportunity, and identify, analyze and address the appropriate risks in order to rehabilitate the client. 10. Able to utilize complex influencing strategies for leverage. 11. Strong business acumen and strategic advisory experience. 12. Ability to facilitate, negotiate and communicate superbly at all levels. 13. Dealing with private sector / commercial workouts turnarounds – real examples will need to be provided. 14. Extensive experience of the legal process associated with workouts, business rescue and liquidations. 15. Experience in managing a team of workout specialists in a private sector environment
Desirable Requirements 1. A graduate financial degree and/or professional financial qualification, or equivalent, would be an advantage 2. A Management qualification would be an advantage. 3. Credit Risk or Certified Rescue Analyst qualification would be an advantage.
Technical Written Communication (1) Understands that different writing styles are required for different documents or audiences. (2) Write effective correspondence, prepares questions and reports, statements of circumstance and briefing notes. (3) Has a solid mastery of writing principles such as grammar, sentence construction etc.
Reporting 1. Designs / customizes reports to meet user needs. 2. Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report. 3. Keeps standard reports under review and proposes improvements to meet user needs.
Problem Solving 1. Identifies complex problems based on a broad range of factors, many of which are ambiguous or difficult to define. 2. While remaining guided by organisational values, identifies optimal solutions, thinking first in terms of possible approaches and flexibilities in the system vs. blind adherence to rules or procedures. 3. Implements solutions to complex problems, then evaluates the effectiveness and efficiency of solutions and identifies needed changes.
Stakeholder Management 1. Actively engages partners and encourages others to build relationships that support DBSA objectives. 2. Understands and recognises the contributions that staff at all levels make to delivering priorities. 3. Proactively manages partner relationships, preventing or resolving any conflict. 4. Adapts style to work effectively with partners, building consensus, trust and respect. 5. Delivers objectives by bringing together diverse stakeholders to work effectively in partnership.
Planning and Organising 1. Plans and manages multiple priorities and deadlines. 2. Uses effectively advance time management processes to deal with high workload and tight deadlines. 3. Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient use of time and resources. 4. Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and re-planning
Data Collection and Analysis 1. Skilled in the use of advanced/complex analytical techniques. 2. Is able to use judgement to decide upon the most appropriate analytical techniques according to the situation. 3. Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary. 4. Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances. 5. Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
Financial Acumen 1. Makes sound financial decisions after having analysed their impacts on the organisation, partner agencies, and community.
REQUIRED PERSONAL ATTRIBUTES Behavioural 1. Achievement Orientation (1) Undertakes challenging assignments and strives to complete them. (2) Sets priorities and chooses goals on the basis of calculated costs, anticipated benefits and improvement of performance. (3) Aims at exceptional performance; setting out to achieve a unique standard. (4) Constantly analyses outcomes to ensure the achievement of business goals. (5) Identifies short-term opportunities or potential problems aiming to achieve better outcomes.
Customer Service Orientation 1. Tries to understand the underlying needs of customers and matches these needs to available or customized products and services. 2. Adapts processes and procedures to meet on-going customer needs. 3. Utilises the feedback received by customers, in order to develop new and/or improve existing services/ products that relate to their on-going needs. 4. Thinks of new ways to align DBSA’s offerings with future customer needs.
Integrity 1. Is willing to end a business relationship because it was associated with unethical business practice. 2. Is capable of challenging senior management (in an appropriate and respectable manner) in order to act on espoused values.
Leading and Empowering Others 1. Creates the conditions that enable the team to perform at its best (e.g., setting clear direction, providing appropriate structure, getting the right people, obtain needed resources). 2. Monitors performance against clear standards, and addresses performance issues promptly and takes action to get performance back to desired levels. 3. Proactively asks for feedback on own performance from team members, aiming to become more effective.
Self-awareness and Self Control 1. Withholds effects of strong emotions in difficult situations. 2. Keeps functioning or responds constructively despite stress. 3. May apply special techniques or plan ahead of time to manage emotions or stress.
Strategic and Innovative Thinking 1. Recognises opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA. 2. Restates complex knowledge in a way that makes it easier for others to understand. 3. Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking. 4. Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Teamwork & Cooperation 1. Acts to promote a friendly climate and good morale, and resolves conflicts. 2. Creates opportunities for cross-functional working. 3. Encourages others to network outside of their own team/department and learn from their experience.
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