EXPERTISE & TECHNICAL COMPETENCIES Minimum Requirements 1. A minimum of a either B.Com ( Hons), BSc ( Hons), ( Financing , Accounting , Economics or Engineering), CA ( SA) , CFA ( Certified Financial Analyst) as well as an MBA 2. At least 4 years working experience in corporate or investment banking of which 2 must be in a wholesale credit environment. 3. Practical knowledge of Credit Risk Management and a broad appreciation of the range of Compliance and Enterprise Risk Management and Reporting practises. 4. Proficient with Microsoft Office ( MS- Word, MS Excel ( at an advanced level of proficiency), MS PowerPoint, MS Outlook) 5. Strong verbal and written communication skills including effective representation skills with the ability to express concepts and relate them back to the DBSA’s infrastructure mandate. 6. Excellent analytical and problem solving skills. 7. Exceptional interpersonal skills, abilities in relationship management, teamwork communication with management and stakeholders and thrive in a cross- functional environment. 8. In-depth understanding of business procedures and processes. 9. Co-ordination capacity with the ability to coordinate assignments. 10. High level of competency required in MS Word, MS Excel, PowerPoint. 11. The ability to: 1) Obtain data, perform in –depth investigations, and provide expert analysis; 2) The ability to deliver high quality reports; 3) The ability to conduct debt sustainability analysis; 4) The ability to work under pressure and meet deadlines.
Desirable Requirements Knowledge of financial structuring and doing business in Africa will be a distinct advantage
Technical Written Communication 1) Understands that different writing styles are required for different documents or audiences. 2) Write effective correspondence, prepares questions and reports, statements of circumstance and briefing notes. 3) Has a solid mastery of writing principles such as grammar, sentence construction etc.
Presentation Skills 1) Can reinforce key presentation points with examples. 2) Is able to translate technical terminology into language understandable to the audience. 3) Has insight into the audience’s behavior and motivation and responds appropriately and professionally, adapting communication style as appropriate.
Reporting 1) Prepares both standard and non-standard reports to time and quality standards. 2) Collate and analyses readily available data for inclusion in a report.
Planning and Organising 1) Plans and manages multiple priorities and deadlines. 2) Uses effectively advance time management processes to deal with high workload and tight deadlines. 3) Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient use of time and resources. 4) Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and re-planning
Data Collection and Analysis 1) Skilled in the use of advanced/complex analytical techniques. 2) Is able to use judgement to decide upon the most appropriate analytical techniques according to the situation. 3) Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary. 4) Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances. 5) Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
Negotiation 1) Understands and can apply basic negotiating skills and techniques, e.g. obtaining a full understanding of the other party's agenda and needs before disclosing own perspectives. 2) Possesses an understanding of various unspoken communications from other parties and can decipher hidden agendas. 3) Is able to successfully conclude negotiations which require the development of an emotional as well as factual argument. 4) Is able to develop mutually-beneficial potential solutions.
Financial Analysis 1) Interprets, analyzes and/or evaluates compliance with applicable legislation, sound regulatory practices and procedures, generally accepted accounting principles, and other such rules and regulations. 2) Analyzes or interprets financial records and develops program procedures, financial models and databases. 3) Demonstrates a thorough knowledge and understanding of applicable regulations, rules, entity/company practices, concepts, and industry issues. 4) Demonstrates a thorough knowledge or experience working with legal and regulatory issues in their subject area. 5) Develops and maintains effective working relationships with regulated industries, government officials, administrators, and civic leaders.
REQUIRED PERSONAL ATTRIBUTES Achievement Orientation 1. Delivers work on time and quality and follows through on agreed commitments. 2. Views new work experiences as an opportunity for growth. 3. Reacts immediately to overcome setbacks or/and obstacles in order to meet goals. 4. Recognises and acts upon current opportunities.
Customer Service Orientation 1. Makes self fully available, especially when the customer is going through a critical period. 2. Requests on-going feedback from customers and takes action in response to it; manages to retain and capitalize on existing customers. 3. Takes the “extra step” to resolve customer issues appropriately, even in the case where they do not fall under own area of responsibility. 4. Is aware of the level of service offered by the competition and provides more for customers than they expect.
Attention to Detail 1. Double-checks the accuracy of information or work. 2. Ensures that the work produced doesn’t contain any errors.
Leading and Empowering Others 1. Creates the conditions that enable the team to perform at its best (e.g., setting clear direction, providing appropriate structure, getting the right people, obtain needed resources). 2. Monitors performance against clear standards, and addresses performance issues promptly and takes action to get performance back to desired levels. 3. Proactively asks for feedback on own performance from team members, aiming to become more effective. 4. Ensures tasks are delegated so that team members are empowered to deliver results and develop their capabilities.
Self-awareness and Self Control 1. Feels strong emotions in the course of a conversation or other task, such as anger, extreme frustration, or high stress; 2. Holds the emotions back, and continues to act calmly. 3. Ignores angering actions and continues a conversation or task. 4. May leave temporarily to withhold emotions, then return immediately to continue.
Strategic and Innovative Thinking 1. Recognises opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA. 2. Restates complex knowledge in a way that makes it easier for others to understand. 3. Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking. 4. Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Teamwork & Cooperation 1. Values and utilises the expertise of colleagues, asking for ideas and input and collaborates to form decisions and plans. 2. Willingly learns from others. 3. Creates opportunities for knowledge and expertise sharing between all members of the team.
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