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CREDIT AND MARKET RISK ANALYST   DETAILS

JOB NAME

Credit and Market Risk Analyst


POSTED BY: Development Bank of Southern Africa
REF:DBSA 100
Date Published:Thursday, September 17, 2020
Date of Expiration:Tuesday, March 16, 2021 EXPIRED
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LOCATION OF THIS JOB
 South Africa |  MIDRAND in South Africa
INDUSTRY
DEVELOPMENT FINANCE INSTITUTIONS
JOB TYPE
Full-Time
MAIN JOB DESCRIPTION
Closing Date 2020/09/26
Reference Number DBS200915-1
Job Title Credit and Market Risk Analyst
Job Grade 16
Job Type Classification Permanent
Location - Town / City Midrand
Location - Province Gauteng
Location - Country South Africa

JOB DESCRIPTION
The purpose of the role is to perform the measurement and monitoring of credit and investment risk and to excute the task of collecting and collating information for market risk analysis purposes

KEY RESPONSIBILITIES
Ensure monitoring of credit risk by:
1. Developing and maintaining frameworks and processes for lending and credit approval.
2. Managing and control of the organisational risk appetite process.
3. Monitoring credit risks at an enterprise wide level including counterparty risks, sector risks, default risk and concentration risk.
4. Developing, monitoring and reviewing credit and investment risk policies
5. Contributing to the development, monitoring and reviewing of the risk appetite statement for DBSA
6. Reporting on credit and investment risk exposures
7. Performing a key analytical role in the assessment of the adequacy of provisions proposed by management
8. Providing independent oversight of credit function within the Financing Operations area
9. Monitoring of prudential risk measures
10. Assist with the credit risk monitoring by obtaining information from MIS systems Assist with collecting and colating of information for market risk analysis in collaboration with the market risk analyst
11. Obtain data from source to assist with counterparty monitoring across all exposures
12. Maintaining MIS to assist market risk analyst
13. Do preassessment of counterparties for ratification by market risk analyst
14. Assist with the market risk monitoring by obtaining information from MIS systems
15. Assist with other duties as assisgned
REQUIREMENTS FOR THIS JOB
EXPERTISE & TECHNICAL COMPETENCIES
Minimum Requirements BCom or Finance degree
1. A minimum of three - five years working experience in credit and or market risk management
2. Understanding of legislation and regulations relevant to market and credit risk management and accounting which affects the business of the bank, e.g., IFRS, FOREX regulations, etc.
3. Understanding the SARB requlatory requirements relating to credit and market risk
4. Understanding of Basel and other capital management guidelines
5. Working knowledge of Quantum, SAP and other risk systems
6. Proficiency with MS Office, especially MS Word and Excel Skills and Abilities
7. Performance against agreed targets
8. Quality and accuracy of reports
9. Timely completion and approval of policies
10. Management of relationships with key stakeholders
11. Effectiveness of indicators and measures

Required Personal Attributes
Customer Service Orientation
Anticipating, meeting and exceeding the needs and expectations of customers. This implies working together with customers to build long-term relationships and focusing one’s efforts on delivering increased customer value. A customer may be an external customer, or an internal customer/colleague within DBSA.

Conceptual Thinking
The ability to identify patterns or connections between situations that are not obviously related, and to identify key or underlying issues in complex situations. It includes using creative, conceptual, or inductive reasoning.

Flexibility
The ability to adapt to and work effectively within a variety of situations, and with various individuals or groups. Flexibility entails understanding and appreciating different and opposing perspectives on an issue, adapting one’s approach as the requirements of a situation change, and changing or easily accepting changes in the job requirements or DBSA as a whole.

Teamwork & Cooperation
The willingness and ability to work cooperatively and supportively with others, developing positive, open working relationships in order to solve problems and to achieve business goals

Analytical Thinking
Understanding a situation, issue, problem, etc. by breaking it into smaller pieces, or tracing the implications of a situation in a step-by-step way

Organisational Awareness
The ability to understand and learn the power relationships in one’s own organisation or in other organisations. This includes the ability to identify who the real decision makers are; the individuals who can influence them; and to predict how new events or situations will affect individuals and groups within the organisation.


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