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JUNIOR CREDIT OFFICER [LAGOS]   DETAILS

JOB NAME

Junior Credit Officer [Lagos]


POSTED BY: Edge Recruiter Nigeria Limited
REF:ERJ 1121210248
Date Published:Thursday, January 27, 2022
Date of Expiration:Tuesday, July 26, 2022 EXPIRED
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LOCATION OF THIS JOB
 Nigeria |  LAGOS in Nigeria
INDUSTRY
Financial Services
JOB TYPE
Full-Time
MAIN JOB DESCRIPTION
JOB INFORMATION
1. Job Opening ID ERJ1959
2. Industry Financial Services
3. Salary N1,000,001 - N2,000,000 P/A
4. City Lagos
5. Province Lagos
6. Country Nigeria
7. Postal Code 234

JOB DESCRIPTION
Our Client, a Micro-Finance Bank based in Lagos is looking to hire a Junior Level Credit Officer.

JOB RESPONSIBILITIES:
1. Proper Verification of all clients/client guarantors, disburse and go for installment/savings collections daily.
2. Analyze client’s financial status to determine if loan should be granted.
3. Go on loan recoveries
4. Preparation of documents for disbursement of loans.
5. Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
6. Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending to Credit Committee/management.
7. Ensure each loan disbursed are in compliance with bank’s lending procedures and policies
8. Prepare and present report as assigned by your Managing Director.
9. Proper Verification of all clients/client guarantors, disburse and go for installment/savings collections daily.
10. Analyze client’s financial status to determine if loan should be granted.
11. Go on loan recoveries
12. Preparation of documents for disbursement of loans.
13. Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
14. Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending to Credit Committee/management.
15. Ensure each loan disbursed are in compliance with bank’s lending procedures and policies
16. Prepare and present report as assigned by your Managing Director.
17. Proper Verification of all clients/client guarantors, disburse and go for installment/savings collections daily.
18. Analyze client’s financial status to determine if loan should be granted.
19. Go on loan recoveries
20. Preparation of documents for disbursement of loans.
21. Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
22. Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending to Credit Committee/management.
23. Ensure each loan disbursed are in compliance with bank’s lending procedures and policies
24. Prepare and present report as assigned by your Managing Director.
REQUIREMENTS FOR THIS JOB
1. 2 years experience working as Credit Officer in a micro finance bank (junior)
2. First degree in Social or Management Sciences


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