| JOB NAME |
Executive Manager Credit Risk [Centurion]
POSTED BY: Land & Agricultural Development Bank
REF:LBAF 2030
Date Published:Wednesday, January 22, 2025
Date of Expiration:Monday, July 21, 2025
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| LOCATION OF THIS JOB |
 South Africa | CENTURION in South Africa |
| INDUSTRY |
| DEVELOPMENT FINANCE INSTITUTIONS
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| JOB TYPE |
| Full-Time |
| MAIN JOB DESCRIPTION |
Closing Date 2025/01/28
Reference Number LAN250121-2
Division Risk Management
Unit Risk Management
Job Type Classification Permanent
Location - Country South Africa
Location - Province Gauteng
Location - Town / City Centurion
MAIN PURPOSE OF THE JOB
1. To take full accountability and responsibility for establishing sound credit risk management function in the Bank.
2. Have strategic oversight of the Bank’s credit risk origination, monitoring and management of lending activities.
3. To lead and proactively drive the credit risk management function of the Land Bank including identifying, quantifying / assessing, mitigating and managing all credit risks for the Bank. Formulates an appropriate Governance framework that monitors Credit risks.
4. Develops credit risk strategy for the Bank to guide risk appetite within origination.
5. Ensure all processes governing end to end credit origination are established and oversee its implementation.
6. Provide leadership to ensure that the key strategic objectives are met.
7. Responsible to manage and mitigate credit risk in the designated regions.
8. Be responsible for adopting and optimising a best fit operational model with the appropriate finance, governance, risk frameworks and controls.
9. Ensure alignment with the Bank's legislative frameworks such as Land Bank Act, PFMA, Environmental laws, NCA, FIC, AML and standards, policies and other related legislations to safeguard the Bank’s balance sheet and manage reputational risk.
Key Performance Areas
1. Develop Credit Risk Strategy in Alignment to the Corporate Plan and Risk Management Strategy
2. Oversight on the development Commercial Banking and Transformation and corporate credit policies and agricultural evaluation norms and standards
3. Governance and Credit Framework
4. Functional accountability for Credit and Investment Risk Assessment
5. Stakeholder Relationship Management
6. Executive Functions
7. Divisional and People Management
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| REQUIREMENTS FOR THIS JOB |
PREFERRED MINIMUM EDUCATION AND EXPERIENCE
Honours degree qualification agricultural economics / Finance/Commerce/Credit Risk/Accounting
CRITICAL COMPETENCIES
1. Familiar with the relevant legislative framework and credit risk standards applicable in the lending environment
2. Project structuring; due diligence and credit risk management. Development finance; project and corporate finance, including credit analysis skills to enable informed interaction with Executives, Managers and Senior Staff.
3. Credit Granting Policies, Norms & Procedures
4. Loan management and restructuring solutions
5. Credit & financial analysis
6. Credit Lending Strategy and Systems
ADDITIONAL REQUIREMENTS
1. Extended Hours as and when required
2. Travel as and when required
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English 
FRENCH
