| JOB NAME |
SENIOR BUSINESS ANALYST
POSTED BY: Land & Agricultural Development Bank
REF:LBAF 18
Date Published:Tuesday, March 17, 2020
Date of Expiration:Sunday, September 13, 2020 EXPIRED
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| LOCATION OF THIS JOB |
 South Africa | CAPE TOWN OFFICE in South Africa |
| INDUSTRY |
| DEVELOPMENT FINANCE INSTITUTIONS
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| JOB TYPE |
| Full-Time |
| MAIN JOB DESCRIPTION |
Closing Date 2020/03/20
Reference Number LAN200311-1
Job Title Senior Business Analyst
Division Commercial Development Banking
Unit Commercial Development Banking
Job Type Classification Permanent
Location - Country South Africa
Location - Province Western Cape
Location - Town / City Cape Town Office
JOB ADVERT SUMMARY
The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.
MAIN PURPOSE OF THE JOB
1. To package the credit submission documents for Credit Committees on behalf of the business origination team.
2. To act as consolidator of inputs from team members in the development of the business case for loan applications – inclusive of working on a team-basis with members of the Origination team in the Provincial Office and the Credit Analysts in Head Office.
3. Financial Modelling, Analysis & Deal structuring
4. To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
1) The business case
2) Financial statements – inclusive of cash flow projections
3) Risk Considerations and Mitigation thereof
4) Security and Collateral
5) Development, Social and Environmental Impact considerations
Key Performance Areas
1. Assessment, motivation, and packaging of credit applications
2. Stakeholder Relationship Management
3. Compliance and Risk Management
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| REQUIREMENTS FOR THIS JOB |
PREFERRED MINIMUM EDUCATION AND EXPERIENCE
NQF Level 5: or Relevant three year qualification
1. BTech in Credit or Risk Management,
2. Undergraduate Degree in Commercial / Business Sciences / Risk Management / Investment Management
3. 3 - 5 years post qualification experience which will typically include the following - Experience as a Credit Analyst, or relevant credit / lending assessment experience in a commercial or corporate banking environment
4. Experience in a Financial Services Lending environment
5. Relationship management experience in a customer facing environment
6. within an agricultural environment an advantage
CRITICAL COMPETENCIES
Microsoft Office Knowledge / Experience of financial and business analysis – including the application of analysis tools and systems Lending / Credit Assessment Principles Financial and Business Acumen Customer Service Principles Accounting Principles Written and Verbal Communication Skills
ADDITIONAL REQUIREMENTS
1. Knowledge / Experience of the Agricultural Industry Knowledge of PFMA
2. Knowledge of the National Credit Act, Company Law, Contract Law
3. Knowledge of Land Bank Act Extended hours as and when required
4. Valid driver’s license Travel as and when required
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English 
FRENCH
