| JOB NAME |
Senior Specialist: Agricultural Advisory & Support (FTC) 20 Months (Bloemfontein)
POSTED BY: Land & Agricultural Development Bank
REF:LBAF 40
Date Published:Tuesday, May 11, 2021
Date of Expiration:Sunday, November 7, 2021 EXPIRED
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| LOCATION OF THIS JOB |
 South Africa | BLOEMFONTEIN in South Africa |
| INDUSTRY |
| DEVELOPMENT FINANCE INSTITUTIONS
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| JOB TYPE |
| Contract |
| MAIN JOB DESCRIPTION |
Reference Number LAN210507-9
Job Title Senior Specialist: Agricultural Advisory & Support (FTC) 20 Months (Bloemfontein)
Division Portfolio Management Services
Unit Portfolio Management Services
Job Type Classification Contract
Location - Country South Africa
Location - Province Free State
Location - Town / City Bloemfontein
JOB ADVERT SUMMARY
The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people
MAIN PURPOSE OF THE JOB
To provide agricultural advisory and support service to both Emerging and Commercial Farmers in order to safe guard the bank’s assets through the following:
1. Conduct on Farm Agronomical and Financial Assessments for High Risk and Delinquent Clients and make recommendations to remediate as well as rate the farm/business according to the approved bank’s risk rating models
2. Schedules inspections of the banks security and re-evaluations
3. Where relevant, refer farmers to service providers with technical expertise / advise Farmers and make recommendations to improve the overall Farm status and mitigate potential risks
4. Effectively manage the collateral in terms of the loan agreement and Collateral Management System (CMS) policy thereby identifying collateral shortfalls in order to minimise risk and prevent financial losses.
5. Proactively prevent ex-ante moral hazard by conducting farm visits on new loans and ascertain whether farm funding was utilised as intended in line with the loan agreement.
KEY PERFORMANCE AREAS
1. Monitoring, Advisory and Support
2. Conduct Agronomical and Financial Assessments
3. Records Management and Maintenance of the Inspections Database including market trends
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| REQUIREMENTS FOR THIS JOB |
PREFERRED MINIMUM EDUCATION AND EXPERIENCE
A relevant 3 year qualification in Agriculture or an equivalent Accreditation as a Valuator 5 years working Experience in:
1. Agricultural Extension Services or
2. Agricultural Experience in a Co-op or similar organisation.
3. Agricultural Economics and Value Chain
4. Credit Assessment Principles
5. Agronomical and Financial Assessments
CRITICAL COMPETENCIES
Advanced Microsoft Office Financial Management and Business Acumen Property and Assets Valuation principles Farm Management Principles Risk Management Principles Report Writing and insights Agricultural economic trends.
ADDITIONAL REQUIREMENTS
Travel as and when required. Extended hours as and when required. Valid SA Driver’s License
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English 
FRENCH
